Why Use a Bacs Bureau?
Organisations can choose to purchase and manage their own in-house software to enable them to submit their files directly to Bacs. Alternatively, they may decide to work with a Bacs Approved Bureau who will submit the Direct Debit Instructions and Collections and/or the Direct Credit files on their behalf. The best option will depend on various factors, including:
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Size of the organisation
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Administrative resource available
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Number of transactions processed
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Frequency of transactions processed
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In-house knowledge and skills
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Fulfiling the criteria to be a direct submitter
Challenges with an in-house software solution

Elongated timescales to set up

High software and development costs

Lack of up-to-date in-house knowledge

Subject to forced software upgrades

Not always scaleable as volumes grow

No built-in contingency plan
Advantages of an outsourced Bureau solution
Utilising a Bacs Approved Bureau can help reduce or remove the challenges associated with an in-house software solution.
- Little or no up-front cost or software maintenance (especially useful if low Direct Debit / Credit volumes)
- Quick set-up and roll-out
- Reduces your risk – the bureau know Direct Debits and take responsibility for getting your files to Bacs
- Bureau can access and make available your Bacs reports
- Future proof – no software to upgrade or systems to change
- Simple solutions that can be easily integrated
- Scalable and adaptable to changing volumes
- Built-in contingency planning means less chance of missed collections / payments
Find out how we can help you
Whether you want peace of mind that your cash flow will be maintained or are looking for a Bacs approved payroll bureau, we’ve got you covered. We’re experts in both Direct Debits and Direct Credits. Contact us today to find out more about how Bacs Bureau Services can help your business.
What our Clients Think of us...
ClearDebit is definitely an organisation that has saved us a lot of money and has provided us with support in moments of need. Direct Debits are our main source of income and for most charities automated processes are not always so reliable, so it’s good that we have ClearDebit as a back-up support.
We have been working with ClearDebit for a few years now and they are very efficient and responsive. They have been a great support to our organisation!
Kersti Kukemelk
Family for Everychild
We selected ClearDebit in late 2017. The Direct Debit process is managed efficiently and their team of knowledgeable specialists also keep us updated on new developments. They have taken time to understand the needs of HIOWAA and are proactive in giving us relevant advice on BACS scheme rules. We look forward to a long lasting partnership with them.
”Lucie Tarrant
Director of Finance, Hampshire and Isle of Wight Air Ambulance
The British Horse Society is the UK’s largest equestrian charity. ClearDebit help us deal with all our Direct Debits for our 100,000+ members, smoothly and efficiently. We feel we are in a really safe pair of hands giving peace of mind. They give great advice and training and whenever we have wanted to action changes they have been able to guide us through the processes smoothly. They have really gone the extra mile for us, are always available for a call in a crisis or just for a chat when we want to think something over. I would highly recommend using ClearDebit to all my Membership counterparts.
”Emma Day
Director of Membership, The British Horse Society
ClearDebit have made our Direct Debit collections hassle free, would highly recommend
”Barbara Newton
AR Fuels
Secure & Reliable Bacs Bureau Services
Contact us today for further information and a no-obligation quote