Also in the Direct Debit Resource Centre:
Direct Debit Resource Centre
Knowledge is key! Understanding the Direct Debit Scheme Rules and how they apply to your organisation will help ensure that you are running a smooth, efficient and error-free Direct Debit system. The following pages contain an overview of all different aspects of Direct Debits to help you.
Introduction
This section covers:
What is a Direct Debit?
Important Terms
About Bacs & Pay.UK
Bacs History
Bacs Processing Calendar
Benefits of DD
This section covers:
Benefits to Payers
Benefits to Service Users
Promoting Direct Debit
Discounting Direct Debits
Incentivising Direct Debits
DD Set-up
This section covers:
The DD instruction
The DD Guarantee
Lodgement - Paper
Lodgement - AUDDIS
Lodgement - Paperless
DD Process
This section covers:
Advance Notice
Collection
The Bacs Cycle
The Unpaid Cycle
Transaction Codes
Bacs Reports
This section covers:
About Bacs reports
AUDDIS
AUDDIS Codes
ARUDD
ARUDD Codes
ADDACS
ADDACS Codes
Accessing reports
AUDDIS
This section covers:
Advantages of AUDDIS
AUDDIS Codes
References
Submission
Timescales
Failures
Implementation
Migration
Paperless DD
This section covers:
Benefits of Paperless DD
PDD Process
PDD Script
KYC
Account Validation
Payer Verification
Confirmation
PDD Implementation
Indemnities
This section covers:
The Indemnity
Service User error
Bank error
Refund Request
Indemnity process
Indemnity Claims Report
Valid Claims
Valid Counter Claims
Questions about Direct Debits?
Free impartial and practical advice. We are here-to-help!
Latest News & Articles
Christmas and New Year 2022 – Bacs Processing Dates
December 13 2022
Christmas is once again nearly upon us, and as we approach the busy festive season now is a great time to think ahead so you can relax and enjoy the festivities knowing that business is all in order.With banks closed on December 24th, 25th, 26th, 27th, and...
September Bank Holiday Bacs Processing Dates
September 12 2022
With the announcement of the Bank Holiday on Monday 19th September, we want to update you on how this impacts the Bacs processing dates. As you have informed the payer, and you cannot collect earlier within scheme rules, any payments due to be collected on...
Easter 2022 Bacs Processing Dates
March 24 2022
Ensure you're prepared for the Easter Bank Holiday by planning ahead with your Bacs submissions to allow for Bacs Bank Holiday processing dates. Bacs processing works on a 3-day cycle: Day 1: Input Day → Day 2: Processing...
Christmas and New Year Bank Holidays- Bacs Processing Dates.
November 22 2021
With the Christmas period approaching, ensure you have peace of mind going into the Bank Holiday's by planning ahead with your Bacs submissions to allow for Bacs Bank Holiday processing dates. Bacs processing works on a 3-day cycle: Day 1: Input...
Clear Direct Debit and Mosaic Software become ClearDebit
September 29 2021
Clear Direct Debit and Mosaic Software were both acquired by ClearCourse in the last few years to establish their Direct Debit offering. As part of a ClearCourse led initiative I am pleased to announce that from the 28th of September, Clear Direct Debit and...
Choosing a Direct Debit Bureau
June 11 2021
Direct Debit is your preferred method of payment for your organisation – but you are unsure of the process involved, or don’t have the resources available to put the required Direct Debit systems in place and to manage it effectively. In this situation, a Direct...