Direct Debit Resource Centre

Knowledge is key! Understanding the Direct Debit Scheme Rules and how they apply to your organisation will help ensure that you are running a smooth, efficient and error-free Direct Debit system. The following pages contain an overview of all different aspects of Direct Debits to help you.

Box Icon Introduction

Introduction

This section covers:
What is a Direct Debit?
Important Terms
About Bacs & Pay.UK
Bacs History
Bacs Processing Calendar

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Box Icon Benefits of DD

Benefits of DD

This section covers:
Benefits to Payers
Benefits to Service Users
Promoting Direct Debit
Discounting Direct Debits
Incentivising Direct Debits

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Box Icon DD Set-up

DD Set-up

This section covers:
The DD instruction
The DD Guarantee
Lodgement - Paper
Lodgement - AUDDIS
Lodgement - Paperless

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Box Icon DD Process

DD Process

This section covers:
Advance Notice
Collection
The Bacs Cycle
The Unpaid Cycle
Transaction Codes

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Box Icon Bacs Reports

Bacs Reports

This section covers:
About Bacs reports
AUDDIS
AUDDIS Codes
ARUDD
ARUDD Codes
ADDACS
ADDACS Codes
Accessing reports

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Box Icon AUDDIS

AUDDIS

This section covers:
Advantages of AUDDIS
AUDDIS Codes
References
Submission
Timescales
Failures
Implementation
Migration

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Box Icon Paperless DD

Paperless DD

This section covers:
Benefits of Paperless DD
PDD Process
PDD Script
KYC
Account Validation
Payer Verification
Confirmation
PDD Implementation

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Box Icon Indemnities

Indemnities

This section covers:
The Indemnity
Service User error
Bank error
Refund Request
Indemnity process
Indemnity Claims Report
Valid Claims
Valid Counter Claims

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Questions about Direct Debits?

Free impartial and practical advice. We are here-to-help!

Latest News & Articles

Easter 2022 Bacs Processing Dates

March 24 2022

Ensure you're prepared for the Easter Bank Holiday by planning ahead with your Bacs submissions to allow for Bacs Bank Holiday processing dates. Bacs processing works on a 3-day cycle: Day 1: Input Day          →         Day 2: Processing...

Christmas and New Year Bank Holidays- Bacs Processing Dates.

November 22 2021

With the Christmas period approaching, ensure you have peace of mind going into the Bank Holiday's by planning ahead with your Bacs submissions to allow for Bacs Bank Holiday processing dates. Bacs processing works on a 3-day cycle: Day 1: Input...

Clear Direct Debit and Mosaic Software become ClearDebit

September 29 2021

Clear Direct Debit and Mosaic Software were both acquired by ClearCourse in the last few years to establish their Direct Debit offering. As part of a ClearCourse led initiative I am pleased to announce that from the 28th of September, Clear Direct Debit and...

Choosing a Direct Debit Bureau

June 11 2021

Direct Debit is your preferred method of payment for your organisation – but you are unsure of the process involved, or don’t have the resources available to put the required Direct Debit systems in place and to manage it effectively. In this situation, a Direct...

May Bank Holidays- Bacs Processing Dates.

April 23 2021

To ensure you have peace of mind going into the Bank Holiday weekend, be sure to have planned ahead with your Bacs submissions to allow for Bacs Bank Holiday processing dates. Bacs processing works on a 3-day cycle. This is known as the Bacs cycle, and goes as...

Using Electronic Signatures, but don’t have Paperless approval? … If so, you are not compliant.

April 12 2021

The use of electronic signatures on Direct Debit Instructions (DDI) has taken off recently. This is due to lock-down issues; difficulty accessing the office to collect and send off paper instructions and a desire to be seen as a modern, up-to-date...

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